Did you know that you could be spending way more than you need to be if you haven't looked for the cheapest auto insurance? Many people stay with the same insurance agent, year after year, because, "that's who my Dad used", or "he's a nice guy", or "they're a big company", (who have paid out lots of claims during the recent flooding and hurricanes and raised your premiums).
Did you know that Insurance policies are governed and monitored by the Division of Insurance, a government agency? So big, small, expensive, cheap, they all have to answer to them to be in business?
Last year, I decided to shop my car insurance when my premium went up 50% and so did my roommate's. I was shocked! I had the same insurance premium, insurance agent and big company for years, and had no reason to shop around; I just paid it, because you have to have insurance in my state to get your car's license renewed.
When the price increase bill came, I called and was told what I just told you, "everybody's premiums went up because of the floods and hurricanes). Well, mine didn't, because I decided to shop around and actually saved money with a reputable company. I then shopped my roommate's insurance and same thing!
Between us, we saved over $2,000 in the past year because we looked for the cheapest auto insurance. We went on the cheapest 3-day cruise to the Bahamas we could find and moved to a larger space! Now, you might want to use that extra money for something else, but we had the time of our life and got a nicer place to live, just because we found the cheapest auto insurance we could find. Sure, we could've just paid the bill and said, well everything goes up..." like many people do, but this was like free money. We would have spent that price increase on our insurance premium, having never had a wreck for a few years, but pay more anyway, struggled to make the rent payment, but instead we chose to go after the cheapest auto insurance we could find.
Now, I know you are asking, well, if they are monitored, how come the big company didn't give a lower premium. Well, they are monitored, but insurance companies are a business like everything else, and if they have excessive losses or claims, they can pass some of that on to the consumer. If they have low losses or claims, they can pass that on, too. You just have to shop for the cheapest auto insurance you can find. Now, I know you don't want to hurt that nice guy, who was your Dad's insurance agent, which is fine as long as he will send you and your friend on a cruise and move you into a nicer home.
If you want to save your money, go on a cruise or have a nicer place to live, or pay your utilities and buy groceries, then save where you can, and it's easy if you shop for the cheapest auto insurance at http://autoinsurancezoom.com/cheapest-auto-insurance.html
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