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Saturday, October 11, 2008

How Can I Get Discounts and Cheap Car Insurance Rates?

By Michael Stockton

When you shop for car insurance, there are many ways that the insurer can help you to save money. They will ask you many questions that can result in discounts applied to your auto insurance premium. Pay close attention to these questions, save money and get cheap car insurance rates.

Do you have a car alarm or other auto theft prevention device? These will lower your premium, because they lower auto theft claims. Some cars even come with standard anti-theft equipment. You can also buy a car alarm from one of many reputable shops. Even if you use one of those steering wheel lock devices, you can save money. Oh, and be sure to get in the habit of locking your car when you leave it parked. Close the windows as well.

How many miles do you travel in a week, month, year? Think carefully about this question. Take the time to run the numbers and get as exact as you can in your normal mileage. If you can car pool or take public transportation to work, then you can deduct a lot of miles from your weekly, monthly or yearly total.

Do you drive to work each day, or do you take public transportation? If you do not commute with your car each day or drive for business, then your driving can be called leisure driving only. You might only be driving a few miles each week. Be sure to tell your insurer that you are only a leisure driver and only drive a little bit, and watch your premiums come down.


Shopping for lower premiums is important and easy!

Visit http://www.autoinsurancetrends.info/auot_insurance.php for more valuable tips that can get you cheap car insurance quotes right now!

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