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Thursday, September 25, 2008

Don't Be Blue, Get Your Motor Running

By Jay Tillotson

Most of us listen to music while in our cars. In fact, according to a recent survey, almost 80% of us like some kind of background noise while driving. But what does this have to do with car insurance?

Quite a lot, as it turns out. Studies have shown that listening to music while driving can affect your chances of committing driving offences or being in an accident. Drivers who listen to talk radio or have no sound on at all in their cars reported significantly less incidents than the 79% who drive to music.

Surprisingly, the type of music you listen to also has a bearing on your driving, but not in the way you'd think. Most would assume that listening to heavy rock or fast pop would cause you to speed, but actually the opposite appears to be true. The worst offenders for speeding are actually fans of the Blues, being responsible for 49% of offences. Next come the Country music fans with 45%, then Reggae, Rap/Hip-Hop and Easy Listening. In the case of minor accidents, the Country music fans come out on top, followed by Classical, Easy listening, Blues, then Reggae and Rock/Pop equally.

Rock remains the most popular genre of music to drive to, with 65% of drivers preferring it. The top 5 driving songs in the UK all fall within this genre:

Meatloaf - Bat Out Of Hell

Queen - Bohemian Rhapsody

Steppenwolf - Born To Be Wild

Queen - Don't Stop Me Now

The Eagles - Hotel California

So-called 'driving ballads' have been appearing on special compilation CDs each Christmas and Father's Day for many years, and now it seems they could be a good present in more than just the usual way. If you have a friend or relative who's notorious for not slowing down, get them a CD of driving songs and see if it makes a difference.


In all seriousness, your car insurance premiums could be affected if you have a history of speeding fines. If you find yourself paying a higher price for your insurance than you'd like, compare car insurance quotes online and see if you could get a better deal.

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