5 Ways to Lower Your Auto Insurance Premiums

By J Thaker

Is the cost of Ohio auto insurance becoming too much for you to handle? Lots of people are facing an economic crunch and are looking for ways to trim their expenses. If you want to save some money on your Ohio auto insurance here are 5 ways to cut your Ohio auto insurance premiums.

1. Check out the cost of insurance before you buy a new car - it's no secret that some cars are much more expensive to insure than others. So before you buy that new fuel efficient car to replace your current car go online and compare the Ohio auto insurance rates for different makes and models of cars to make sure that the make and model of car that you choose is not only fuel efficient and within your budget but also costs less to insure than your current car.


2. Go to driving school - when you were younger your parents might have made you go to traffic school so that they could get lower rates on their auto insurance but you can do the same thing now. Ask your insurance company if you can get a discounted rate for attending driving school. Many insurance companies will give you a discount for that that is worth the cost of the classes.


3. Insure all your vehicles with the same company - you can get big discounts when you combine policies. So make sure that if you have more than one vehicle that you insure all of your vehicles with the same company so that you can get substantial savings on Ohio auto insurance


4. Don't let your insurance coverage lapse - sometimes when money is tight you might be tempted to let your coverage lapse until you can get back on your feet financially but there can be serious consequences for a lapse in coverage. Some insurance companies will bar you from any discount programs if you've had a lapse in coverage so it's really worth it to do whatever it takes to keep your coverage continuously.


5. Get only the minimum coverage that is required - It's always better to get as much Ohio auto insurance as you can afford but if you are facing tough financial times then drop your coverage down to the minimum auto insurance required in Ohio You can add more coverage when you are doing better financially.

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