Always be cautious of door to door car insurance salesmen. Also, watch out for people selling insurance on the telephone. The bona fide, legitimate insurance companies, the only ones you should ever want to do business with, most likely will never solicit customers that way.
Sometimes, after being involved in a car accident always, someone may approach you offering "fast cash". Their goal is to get you to settle your insurance claim before you have had adequate time to access the extent of your damages. In addition, this person may advise you to consult with a specific lawyer or doctor. It is highly unlikely those lawyers and doctors will act with your best interest in mind. If this ever happens to you be sure to make a complaint to the police.
In this day and age people should wary of protecting their private information. After all, identity theft is one of the fastest growing crimes in America. For this reason, never give out your car insurance identification numbers to anyone or anybody. The only exception is if your dealing with people or companies you know and trust..
In the event you have to make a claim on your auto insurance, would it not be beneficial to have pictures? Keep a cheap throwaway camera in the glove box. If you are involved in an accident take pictures of any damage and people involved. Write down the contact information including the drivers license number of all those involved in the accident. This includes witnesses.
This article is part of a series of articles offering advice about car insurance. You can read more excellent car insurance articles by clicking the following: |
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