Mexican Auto Insurance - What's Different From US Insurance?

By Costas Peppas

First of all, the US operates on a "innocent until proven guilty" system. Mexico is the exact opposite. If you are involved in a car accident, you will be immediately detained until fault is determined and the accident is settled. US insurance holds no bearing in Mexico, so you need to make sure that you purchase adequate amounts of Mexican auto insurance before crossing the border. You need to have enough coverage to pay for the injuries and property damages that an accident could cause. If you aren't properly insured, you could face thousands of dollars in fines, legal fees, and even a vacation in a Mexican jail.

Doesn't sound fun? Then you just need to purchase Mexican auto insurance that provides the coverage you need. Many online companies sell this insurance, and some larger American companies sell it as well. For example, AAA offers a great policy for those in need of auto insurance in Mexico. Don't buy Mexican auto insurance from just anyone. You need to make sure you get it from a reputable company, and that you carry proof in your vehicle at all times to alleviate confusion or complications.

Also, before traveling out of the country, you need to be sure you're fluent in the foreign language- at least enough so that you can stand up for yourself in the event of an accident. It's also imperative to keep a cell phone on you at all times, and to keep in contact with your family and friends in the states who may be able to assist you. Mexican law enforcement doesn't play games. Anyone who is accused of a crime goes straight to jail until they are proven innocent. Wouldn't it be easier to prove your innocence at the accident scene and save the trip to jail?

Mexican insurance policies are very particular. If you request emergency services treatments or EMT services, these are usually limited to the cities of Mexico and not rural areas. Additionally, health insurance from the US usually isn't accepted in Mexico, so medical payments coverage will be helpful in your Mexican auto insurance policy.

For shockingly easy tips and exclusive information on auto insurance, including what you need to know about safe auto insurance, visit http://www.AutoInsuranceTips.net