The 15 Most Glaringly Obvious Mistakes People Make When Driving Without Car Insurance

By Sarah Maple

1. Not having car insurance (obviously)
   
2. Driving long distances in front of various road camera contraptions
   
3. Driving in general
   
4. Crashing your car into a stationary object
   
5. Crashing your car into a moving object
   
6. Putting fluffy dice in your car (always a mistake)
   
7. Getting crashed into
   
8. Going 'off roading'
   
9. Going 'on roading'
   
10. Putting scented pine tree shaped air fresheners in your car (see fluffy dice)
    
11. Parking in dodgy areas (crime)
    
12. Parking in respectable areas (tickets)
    
13. Forgetting to put the handbrake on in exiting the vehicle on a slope
    
14. Drag racing in the family wagon
    
15. Showing off to your mates by doing donuts in Morrison's car park

You may think that having car insurance is an obvious step if you have a car but unbelievably, some crazy people still seem willing to take the risk of not insuring their vehicles for use on the road. If you do not have car insurance then you are at a much greater risk of financial damage than you are if you actually fork out for insurance.

It's true that your quote for the year can seem a daunting amount to pay but if you examine the risks that you take driving without insurance then this amount is relatively small.

It is irresponsible to yourself and to others if you drive without insurance. If you cause an accident, it does not matter if you did not mean to do it because you can still be taken to court and severely punished for driving without insurance. Also do not think that just because you are not driving your car you will be safe. If you do not declare your vehicle officially off the road then you could be in for a shock. The law constitutes that you must have insurance to 'use' a vehicle and that covers more comprehensive activities than just driving it. This means that even if your car is parked or stationary or even left for repair if it is on a road or public place then you could be breaking the law.

There are plenty of competitive rates for car insurance nowadays and unlike just a few years ago, you don't have to spend weeks researching them all. You don't have to spend ages looking at adverts in the back sections of the paper or phoning up endless companies from the yellow pages to see who can give you the best quote. There are plenty of review websites on the internet that search hundreds of online and well known insurance companies to come up with the best option for you, so there is no excuse not to find the cheapest and most inclusive deals.

Try http://www.confused.com for car insurance rates.