For people who own vans that are used to run courier services in the UK, picking the right kind of insurance is of utmost importance. As a courier van owner, you must know that there is a difference between regular fleet insurance policies made for vans and fleet insurance policies made specifically for vans used in courier services. Fleet insurance for courier vans gives you the opportunity to have all your courier vans insured under one policy.
Since fleet insurance policies for courier vans are different from regular fleet insurances for vans, they have been designed keeping in mind the wide range of services that courier vans offer on an everyday basis. Since running a courier company involves transporting goods that belong to different people, specific insurance covers that look into this aspect need to be looked for.
One thing to remember is that not all companies that provide van insurance deal with courier van insurance, and not all van insurance covers would take care of specific courier van insurance needs.
Despite not all insurance providers catering to courier vans, there still are a large number of insurance providers who do cater to these needs. Also, there are a number of policy types to suit individual needs. One of the most important things to keep in mind when opting for fleet insurance for vans is to get adequate cover for the goods that will need to be transported.
Insurance covers include 'hire and reward' covers, 'haulage' covers, third party insurance, theft insurance, third party fire insurance, besides comprehensive insurance covers. You could have the policy designed in such a way so that the entire organisation is covered, or have specific people listed on the courier vans' fleet insurance.
Since there are a considerable number of insurance companies that provide fleet insurance for courier vans, as many companies as possible must be approached for quotes on their policies. This is because while the first company you approach might offer you discounts and claim to have the best rates in the market, the only way you will know for sure is when you actually venture into the market. Different providers of fleet insurance for couriers are known to offer different pricing, and the discounts offered also vary from company to company.
Relatively newer insurance companies are known to offer discounts to get a firm hold in the market. People with good driving records are often eligible for discounts on insurance covers, and if you present considerable volumes of business to any insurance provider, discounts fall into place almost naturally.
Looking for providers of fleet insurance for courier vans is much easier now than it was not so long back, thanks to the internet. You can go though a large number of web sites that the insurance providers have in place. These insurance providers are known to offer free quotes for insurance covers online rather fast. Another option is to go through the local yellow pages and make a few phone calls.
Irrespective of the kind of cover you want included in your courier vans fleet insurance, do make sure you research the market properly before deciding which insurance company you wish to deal with.
Staveley Head provides fleet insurance for courier businesses looking to insure several vehicles and avoid any financial loss due to an accident. |
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