The first thing that you should know when shopping for California car insurance is what types of coverage you will want and need for you policy.
State law regulates the amount of car insurance that you are required to have and it varies from state to state. You will need to know the minimum requirements that you must meet with you policy and then from there decide if you want to have more coverage than just the minimum required.
The California state minimum requirements are as follows:
- $15,000 bodily injury liability per person
- $30,000 bodily injury liability per accident
- $5,000 property damage liability
Bodily injury liability covers the expenses of people hurt in an accident where you are at fault. Property damage liability covers the damages to the other vehicle when you are at fault in an accident.
This may or may not be an adequate amount of coverage for you. If your car is being financed than the lender may require you to have comprehensive coverage and collision coverage. Collision covers damages to your car and comprehensive covers non accident related damages to your car such as fire, theft or vandalism.
Make sure that you at least have the minimum California state requirements when purchasing an auto insurance policy.
When shopping for an auto insurance policy you should also know the top insurance providers in your area. You will want to buy a policy from a well known, reputable company.
Some of the top California car insurance companies are:
Allstate
2525 Camino Del Rio S
San Diego, CA 92108
21st Century
6301 Owensmouth Ave.
Woodland Hills, CA 91367
Progressive
2 Twin Peaks Blvd
San Francisco, CA 94114
Nationwide
2185 N California Blvd # 215
Walnut Creek, CA 94596
When shopping for a CA car insurance policy it is important to shop around and compare quotes from the top insurance companies in your area to make sure that you are getting the best deal available to you. |
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