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Tuesday, November 4, 2008

What is the Best Way to Compare Auto Insurance Quotes?

By Kian Chew Chong

As we enter an economic crunch, one of the easiest ways to save is often overlooked by the consumer: our auto insurance coverage. Rates are often largely different among different companies, yet most consumers avoid finding a better rate. Many people think you have to call your agent or visit an office to get a quote. Well, as the world has changed, insurance companies have kept up with the pace and made it possible to get low cost auto insurance.

Auto insurance coverage rates are available online for people to shop around easily on insurance comparison websites. All you will need to do this are a few pieces of information, access to a computer, and a few minutes. When you go on the site, you will be asked for certain information such as your address, car's make/model, the safety features, the amount of coverage you want, your driving record and your driving habits (miles to work, etc). Once you have entered this information on the insurance comparison website, it will run your information through multiple insurance offerings and give you the best results from lowest price to highest.

The great thing about these sites is you only have to enter your information one time for all of the companies. This is a great time saver compared to contacting multiple agents and waiting on a response. Many of these sites have professionals from the industry available to answer your questions, so you are not giving up service to save money. Once you have received your offers and selected the auto insurance coverage that is best for you, the online process gets even better.

With quotes available, these sites will link you to the company that you have selected, and you can finish purchasing auto insurance online without ever having to make a phone call or leaving home. If customer service is important to you as much as price, you still have the option of calling the agent to finish out the process and feel the company's level of customer service out before committing to a policy.

So, what are you waiting for? This could save you several hundred dollars a year. Now that's a good return for your time, since you only invest a few minutes of your time. Now who wouldn't want to lower their car insurance premium by purchasing auto insurance online? It's so simple to save, you will be amazed with the results... and in the worst case scenario you might find out you have been paying the lowest rates available all along.


Kian Chew is a car insurance expert and owner of Car Insurance Hot Zone. Car Insurance Hot Zone helps those who wish to lower their car insurance cost for life by using a few basic rules and some strategies which few people know. You can instantly view the secrets by visiting http://www.CarInsuranceHotZone.com

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