In the vast world of insurance companies, AAA is the oldest and, many will agree, the most reliable. Having a long history of excellent customer relations and a wide range of insurance products available, AAA Insurance is an old dog in the barnyard.
The American Automobile Association, AAA, began in 1902 by the combining of 9 or the 50 existing auto clubs in existence at that time. AAA immediately asserted itself as a powerful force in Washington, as by 1916 AAA's efforts resulted in the first passed legislation dedicating federal government money to the construction of roads.
Although the exact laws do vary from each state to another state, all licensed drivers are required to poses some type of auto insurance in order to legally be on the road. In Michigan, the driver is not required to purchase auto insurance, but the car or other motor vehicle he is driving must be validly insured by the person who owns the vehicle.
No Fault insurance includes Personal Protection which covers the cost of personal injury to the driver and any uninsured passengers of the driver's vehicle in the case of an accident, and Property Protection which covers damage done to other property by your vehicle, no matter who is at fault in the incident.
One of the benefits of coverage thru AAA, is the variety of rate discount programs available. AAA grants a policy rate reduction to its members whose vehicle has a anti-theft device, another for those who have multiple vehicles insured through AAA, and an additional reduction if the member signs a seat belt wearing pledge.
AAA will also coordinate your auto insurance policy with your current health insurance plan or eligible income protection plan to further reduce your premium rates.
Another way to reduce the cost of auto insurance through AAA is by taking advantage of the other types of policies they offer. AAA offers comprehensive and affordable policies for Life Insurance, Homeowners Insurance and Boat/Personal Watercraft Insurance, which purchasing of will enact a multiple policy discount on your auto plan through AAA.
The list of possible policy rate discounts does not end with auto insurance through AAA. Discounts on Watercraft Policies include 10% to Senior Citizens 55 and older, additional 5% if boat has an automatic built in fire extinguisher, and AAA's Preferred Boaters Discount offers policy rate cuts if the insured is a member of the US Coast Guard Auxiliary or U.S. Power Squadron, if the insured completes a certified boaters safety course, and discounts based on the ages and driving records of the insured operators.
AAA's long standing reputation of customer service and many cost saving options make it the first choice in researching auto insurance policies.
Natasha Wilson has been assisting consumers in saving on their AAA Auto Insuance since 2004. She is standing by to assist you in obtaining your Fee Insurance Quotes online. |
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