Car Insurance - Preparing Your Car For the Winter

By David Collins

Soon winter shall be upon us, bringing with it the promise of freezing cold weather, bitter winds and frequent rain (with possible snow).

As a result, many of us will most likely experience some kind of problem with our cars. Cold weather can play havoc with our vehicles if we're not careful, but by checking some vital aspects - both in and out of the vehicle - you can help prepare your vehicle for the worst Mother Nature can throw at you.

• Ensure that the essential fluids - such as fuel, oil and screen wash - are topped up regularly. Also check your battery, for colder engines are harder to start and a low battery won't help the process.


• If you have to drive in snow or heavy rain, ensure that you check your tyres before you travel. And be sure to drive with extra care, as road conditions will ultimately worsen in snow, slush and heavy rain.


• Be extra wary if driving an older vehicle as they will react to road conditions differently to newer cars. Make sure you've taken out some classic car insurance and are covered before travelling.


• Make use of an old sheet to protect your windscreen from frosty condition. By covering your windows overnight you can avoid that frustrating ice scraping first thing on a cold morning. Make use of your windscreen wipers to hold the fabric in place and use a little de-icer if need be in the morning.


• Before you travel on a cold morning, take a little time to make sure your car is heated, although your heating system will kick in once you're on the road. And whatever you do, don't leave your car unattended with the engine running, as this situation is a common cause of car theft, and such instances will not be covered by your car insurance.


• Let somebody know of your intended route and estimated time of departure and arrival, so should anything happen you've got a port of call. Also be sure that your mobile phone is fully charged before you travel.


• Should the worst happen whilst you're out driving - such as breakdowns or accidents - you need to ensure you've the necessary equipment to help you get through the situation. Pack items such as spare blankets, extra warm clothing, flashlights, first aid kits, non-perishable food items, a road atlas and even a compass into a 'survival kit' in the boot of your car.


• As well as items for yourself, you also need to pack a tool kit for your car - including tow ropes, jumper cables and windscreen scrapers - these can usually be purchased from your local auto shop.

As well as ensuring you've some insurance, be sure to take out some breakdown cover, if you haven't already. By doing as much preparation as possible before the winter season begins, you can give your vehicle a better chance of surviving the winter months.

Ensure you've car insurance for the winter months is vital. Search a wide variety of insurance policies, including performance and classic car insurance and get yourself covered for winter.