Before online auto insurance quotes became available, car owners had to call various companies, fill out forms for each different company and wait days or longer for a response. The result of course was that car owners very often did not bother to shop around, giving up any chance to pay lower premiums.
Various web sites now make the process of shopping for quotations much easier, though perhaps not quite so easy that many popular commercials may indicate. Anyone paying for coverage owes it to themselves to spend the relatively short amount of time it takes to find out just how much the cost might be reduced.
According to iii.org, during 2007, more than 32 million quotes were submitted online and 2.1 million policies were purchased online. They estimate that 30 percent of policies will be purchased online by 2011. Companies use numerous factors, as allowed by state law, to determine their rate for each customer. However, since each places different values on each factor, you may find significantly different rates when you comparison shop for rates.
A simple web search quotations will list web sites. Some sites provide only one quote while others provide multiple quotes. The amount of information requested does vary, although on each site you must select deductible limits, such as for collision, comprehensive and liability.
It is important to understand that these web sites only provide quotes for a limited number of insurance companies. Therefore, you should obtain quotes from one or more additional web sites (and companies) to ensure you are truly comparing.
Recent experiences studied indicate that consumers enjoy the one-stop convenience of completing a single questionnaire for multiple company rates. Many sites are easy to use and most importantly, provide online quotes directly for a variety of companies. Some sites provide a quote for their company first, based on relatively limited information. They then give you the option to compare car insurance quotes from other companies, although you then have to provide much more information. In my case, they provided a price range only from company "A" or "B".
If wanting to shop for auto insurance quotes online, fill in "one form" which is relatively easy to get quotes from not just one, but many insurers at the same time. The rates match you to companies of your choice by price, brand or any other factor of importance.
More detailed information about the process of searching for the right carrier is available through a learning center provided by OnlineAutoInsurance.com Visit OnlineAutoInsurance.com for all your insuring needs. Get auto insurance quotes online with little workload. The easiest way to compare car insurance quotes is with one simple process. |
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