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Friday, September 12, 2008

Kiwk Fit Car Insurance

By Onome Okwusa

The Kwik Fit people seem to have been around as long as the car itself, helping the driver with all their motoring needs, from a broken mirror to a full MOT. It only makes sense then that they would extend their motoring services to the insurance market, surely if they can get you back on the road they can protect you while you're on it also.

With that in mind the Kwik Fit people started to provide cover, one that offers their customers more perks than a driver is likely to know what to do with. Firstly they offer some of the usual features; guaranteed courtesy car, full glass cover and a hire car if you are the unfortunate victim of theft. If those features are already appealing to your car insurance palate then their array of additional discounts will only make you salivate, so as to keep you on the right path they are offering their customers a huge £100 discount on a satellite navigation system.

Rather than having to pay the RRP of £149.99, you would only have to shell out £49.99 for the Michelin X960. It comes with a large 3.5" touch screen display with full UK postcode search and UK Street level maps. It also aids in keeping pedestrians safe as it is able to detect the vehicles speed and warn when the current speed limit is being exceeded.

Now that they have really and truly whet your appetite they continue to plough your budget conscious senses with delectable discounts. Each customer that signs up to take advantage of the feature packed portfolio that is Kwik Fit's car insurance policy, they are gifted with the Kwik Fit auto save card. This discount allows the holder to enjoy 10% off everything they buy from Kwik Fit centres throughout the UK, so whether you need to get a new set of tires or need a car service you'll enjoy a ten percent reduction when you get to the till.

An MOT is vital to the deeming of your vehicle road worthy and is also a legal requirement; so considering it is something you have to do every year you might as well save some money as you do, no doubt that extra ten percent would come in handy when that time of year comes around.

While saving money is usually at the forefront of a person's mind when they are looking to take out insurance for another year, remembering to obtain the best level of cover you can may save you money in the long run, even if it costs you a few extra pounds at the outset. It is probably after seeing a number of customers in their forecourts that had failed to obtain cover for an eventuality they didn't account for that Kwik Fit began offering their customers 'add-ons' to their core policies. One such add-on is their breakdown cover that offers various levels of cover; Kwik Assist Roadside and Kwik Assist Recovery. While they both offer 24-hour cover, 365 days a year with an average response of time of 40 minutes they do differ somewhat.

As their names suggest, Kwik Assist Roadside will offer assistance at the road while the other will simply take you to a particular address. Each will appeal to different demographics for various reasons, a business with a fleet of cars may only want to make use of the Kwik Assist recovery and bring the car back to 'base' or their approved mechanic. On the other hand, an individual that is self employed may need to have their vehicle up and running asap and if that's at the roadside then that would be infinitely better than having to be taken home or to a mechanic. As time is precious to the self-employed road users, spending as little time as possible without a vehicle is the objective.


Onome is the author of several articles pertaining to the field of insurance so read her articles before you compare car insurance

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