You are legally bound to have auto insurance if you must drive and if you don't, the consequences in the event of an accident can include your driving license being withdrawn. Though auto insurance is expensive, it is a must to have it.
Now there are ways to lower the rates if you follow my clues. If you own or drive an old car that is not of much value any more, it will be advisable to purchase what is called Liability Insurance. It is the minimal insurance required by most states. At this point you do not need a comprehensive or collision coverage options but you need to know that though most states may only require you to have an insurance coverage to a set minimum, if you are involved in an accident and your coverage does not cover the expenses, you may be sued if you do not pay the difference. Therefore it is wise to have a coverage policy that will take care of accidents and still making you pay less.
If you have Life insurance and home owners' insurance policy already running, it will pay you if you take the car insurance cover in the same company. It is most likely that your insurance company will reduce your repayment rates since you have multiple policies running with them. The best thing to do hear is ask. Ask the professional you are consulting with about the discounts that are due you for multiple policy coverage. Where to start saving and/or get the best deal on your auto insurance coverage?
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