In getting Home Insurance policies, most people know that their zip code is very important. But the same can not be said about how zip codes affect Auto insurance. Not knowing how your zip code affects your auto insurance could affect the decisions you make when getting a home. You might seem to a few hundreds on your house deal only to lose a lot more in premiums paid for your auto insurance.
Where you live would determine how much time you would spend driving to and from the usual places you need to visit. If for example, your work place is 15km away from your home, driving to and from work every day, you would obviously accumulate more mileage than if you lived 5 km from your work place and thereby would be liable to pay more in premium.
Whether you have access to public transport or not would also be determined by where you live. Having access to public transportation, means you don't have to drive to work yourself. Meaning you can reduce your mileage and your premium consequently.
The crime rate in the neighborhood you live in is another important point. A high crime rate area means higher risk of theft and or vandalism and also means you get to pay more in premiums. This holds true for the reverse situation.
When deciding on your next home, put all this into consideration and compare the few hundreds of dollars you might want to save to the cost you would add in premiums you would have to pay on your auto insurance.
To further lower you rates, compare between insurers by getting free quotes from quality quote sites. They would enable you make a n informed choice.
Lastly, it wouldn't be a bad idea to compare insurance quotes for different zip codes before moving to your new home. You don't lose a thing but rather have everything to gain since these quotes are free and you are under no obligation to take up any policy. All it would cost you is the time you take to fill the online form.
Try these trusted quotes sites.
Get your FREE Quotes! and get a great deal on any loan issue. Chimerenka Odimba is the publisher of http://insurance.getting-ahead-in-life.com |
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