Before you are told what you get to pay in premium for your auto insurance, your insurer takes a whole lot of factors into consideration. Knowing and putting them into consideration is a sure way to get lower rates on your premium.
Cars these days have safety features. The safety features on your car reduce the risk of your claiming on your auto insurance because it increases the safety of that particular car. Anything that reduces the risk on an insured item, reduces the risk the insurer bears and therefore the premium the insured pays.
Having Airbags in your car help keep you safe while also lowering your premium.
If your car has Anti-lock brakes, you can get lower rates. This technology makes sure your wheels don't lock when you hit on your brakes. This results in more control for the driver and so increases the safety of the car. Some states make it compulsory for insurers to give a discount for this. Discuss it with your agent to know if you can get some discount for this.
Security features like Alarms and keyless entry make it more difficult for intending thieves and thereby increases your cars security and consequently your premium.
Some new cars a constructed in such a way that once you sit to drive, your sit belt comes on of its own. This ensures that your sit belt is always on. You should be able to get a discount if your car has this device.
You can get your VIN etched into certain parts of your car e.g windows or bumper. Your choice. This feature ensures that it is more difficult to have your car sold if stolen. So it assumed that a car thieve would be discouraged by this.
The features listed above would certainly reduce your auto insurance rates. However, the discounts you would get would differ from insurer to insurer.
To really get the best rates, take time to really compare between companies and the best way to do this is to get a free quote from a reputable quote company. since there is no obligation, you get to make a decision based on facts.
Make sure your agent is aware of all the features in your car.
There are some trusted quote site for you to try.
Get your FREE Quotes! and get a great deal on any loan issue. Chimerenka Odimba is the publisher of http://insurance.getting-ahead-in-life.com |
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