Parents love their kids. Even so we still regularly hear parents shudder at the thought of the stress they go through with their teens. When it comes to driving. Wow! does this stress increase or what? I am not trying to take away the stress, but only to help reduce that which has to do with driving. Actually the truth is some of the advice proffered here would help in other areas of their and your life.
As regards your teen driver and the fact that you have to get insurance for them, I commiserate with you on your additional cost of not just insurance but also gas.
Lets look at how we can reduce the rates we pay for our our teen drivers insurance.
This first point is very important as it will help other points work well. Let your teen driver take responsibility for paying a part of the insurance premium. I know teens won't love me for this. Some parents too might not think it necessary. But think of it this way. If your teens get to pay a part of the premium, wouldn't they constantly look for ways to bring it down? I guess you would understand why I consider this important as you read on.
Register them as a secondary driver and get them to learn driving a a driving school. If however they have already learned to drive on their own, have them take a course in defensive driving this would be very much a plus with the insurers.
Insurers believe that teens who are A students, are less likely to be an insurance risk therefore encourage your teen to improve their grades if only to reduce the premium they pay since they pay a part of it.
It would also help if your teen drives a car with very good safety measure.
Let them also take public transport whenever possible. This helps reduce the mileage and the rates not to mention the gas consumption.
In this age, the greatest place to make the highest saving in insurance is online. Get your teen who is already always online to shop around for the best quotes. All they need to do is go to quote sites, get their free quotes. After doing a couple of this, they would have a pretty list of quotes from which they can get a shortlist which you can look at and reach a decision.
Your teen needs to take an active part for the rates you pay to reduce which is why I said earlier that they would be more eager to find out ways to reduce the rates if they are paying a part of it.
To get the best of free quotes, go to reputable quote sites. Take a look at some of our recommendations.
Get your FREE Quotes and get a great deal on any loan issue. Chimerenka Odimba is the publisher of http://insurance.getting-ahead-in-life.com |
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